XRP Price Prediction 2025-2027: Can It Still Deliver Big Returns?

Have you checked the XRP price prediction recently and wondered if it still has the potential for big gains? You're not alone. XRP gained popularity due to its promise of instant, low-cost international money transfers, attracting banks and financial institutions worldwide.

However, with regulatory challenges and increasing competition, investors now question whether XRP can reclaim its former glory or if its time has passed.

So, what does the future hold for XRP? Let’s take a deep dive into its price history, predictions for 2025 and beyond, and the key factors influencing its trajectory.

XRP Price History: A Quick Look Back

Understanding XRP’s past performance is crucial for predicting its future. XRP hit an all-time high (ATH) of $3.84 in January 2018 during the crypto boom. However, its price dropped significantly to around $0.20 following the SEC lawsuit against Ripple in December 2020.

Ripple later secured legal victories, which restored investor confidence. By July 2023, XRP had rebounded to around $0.80. As of March 6th 2025, XRP is trading around $2.6, reflecting investor caution amid ongoing regulatory uncertainty.

XRP Price Prediction for 2025: A Detailed Outlook

Predicting XRP’s future price is challenging, but we can make educated guesses based on legal developments, partnerships, adoption rates, and competition.

Positive Factors for XRP in 2025

1. Legal Clarity: A favorable settlement in Ripple’s SEC lawsuit could trigger a significant price surge. If Ripple gains full regulatory approval, XRP could surpass $1.50 by late 2025.

2. Banking Partnerships: Ripple’s existing partnerships with major banks like Santander and Bank of America may expand, pushing XRP’s price towards $2.00.

3. Increasing Adoption: XRP’s efficient cross-border payment technology is well-suited for international transactions, particularly in Asia. Wider adoption could drive prices higher.

Potential Risks and Challenges

1. Regulatory Uncertainty: Unfavorable legal developments could stall XRP’s growth, keeping it under $1.00.

2. Competition: Cryptos like Stellar (XLM) offer similar services. Strong competition could limit XRP’s upside potential, capping its price below $1.50.

XRP Price Range in 2025

Considering Ripple’s resilience and growing adoption, XRP is likely to trade around $1.50 by late 2025—potentially offering a 200% gain from today’s price.

Short-Term XRP Crypto Price Predictions: 2026 and 2027

1. XRP in 2026

- Early 2026: Strong start, with XRP reaching $2.83 in January and peaking at $3.04 in March.

- Mid-2026: Consolidation phase between $2.30 and $2.85 as investors secure profits.

- Late 2026: Prices stabilize around $2.35 to $2.56, indicating steady investor confidence.

2. Investor Tips for 2026

- Consider taking profits when XRP peaks at around $3.00.

- Monitor regulatory developments closely.

- Be prepared for volatility, offering multiple entry and exit points.

3. XRP in 2027

- Early 2027 (Jan-Apr): XRP hovers around $2.50, indicating cautious investor sentiment.

- Mid-2027 (May-Aug): A bullish rally could push XRP to $2.95.

- Late 2027 (Sep-Dec): Stability returns, with XRP trading between $2.53 and $2.71.

Whale Activity and Market Sentiment

Recent whale activity suggests strong confidence in XRP’s long-term potential. Over the past week, whale addresses holding between 100 million and 1 billion XRP added 1.34 billion tokens, worth over $3.26 billion.

Despite an 18% price crash, whales continued accumulating rather than selling, signaling bullish sentiment.

Additionally, XRP’s Price DAA Divergence, a market indicator, has issued a buy signal, suggesting potential price increases. XRP also remains above its $2.33 support level, having posted a 37% price increase after a weekend of high volatility.

The Impact of Ripple’s Strategy and Market Developments

Ripple’s ongoing legal battle with the SEC remains a critical factor for XRP’s future. A favorable ruling could trigger institutional adoption, while further regulatory challenges may hinder growth.

The Trump Factor and Market Volatility

U.S. President Donald Trump’s proposal to create a national crypto reserve—including XRP—boosted its price to $2.99. However, the rally was short-lived, with XRP falling back to $2.50 due to market sell-offs.

Meanwhile, South Korean traders have been aggressively accumulating XRP, with Upbit now holding “twice as much” XRP as Binance. Upbit accounts for over 14% of global XRP trading volume, reinforcing South Korea’s growing influence in the market.

Ripple’s Controversial XRP Sales and Market Manipulation Concerns

Ripple’s Chief Technology Officer, David Schwartz, defended the company’s right to sell XRP tokens, sparking debate over market manipulation concerns.

Meanwhile, a dormant wallet containing over $7 billion in XRP—linked to Ripple co-founder Chris Larsen—has raised further questions.

Recent transactions indicate at least $109 million in XRP was moved to exchanges in early 2025, fueling speculation over Ripple’s financial strategy.

Technical Analysis: XRP Price Levels to Watch

1. Support Level: $2.33

2. Key Resistance Levels: $2.70 and $2.95

3. Breakout Potential: If XRP surpasses $2.70, it could target $3.50 in the coming weeks.

In the BTC trading pair, XRP is recovering towards the 3400 SAT resistance level. If it breaks through, a further rally could follow.

Conclusion: Is XRP Still a Good Investment?

Despite past setbacks, XRP remains one of the most actively traded cryptocurrencies. Its legal battles, adoption by financial institutions, and whale accumulation indicate strong long-term potential. However, risks such as regulatory uncertainty and market competition remain significant.

For investors, XRP offers potential upside, particularly if Ripple secures a favorable SEC ruling and expands partnerships. A 200% gain by late 2025 is possible, making XRP attractive for those seeking steady, long-term returns.

However, volatility will remain high, so investors should stay informed and adjust their strategies accordingly.